Glow Financial Services - Financial Privacy Notice
Financial Privacy Notice
Rev. May 2025
Facts
WHAT DOES GLOW FINANCIAL SERVICES INC. (“GLOW FINANCIAL SERVICES”) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social security number and income
• checking account information and payment history
• credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Glow Financial Services choose to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Glow Financial Services share?
Can you limit this sharing?
For our everyday business purposes –Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -To offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes –Information about your transactions and experiences
For our affiliates’ everyday business purposes -Information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Questions?
Who we are
Who is providing this notice?
What we do
How does Glow Financial Services protect my personal information?
How does Glow Financial Services collect my information?
• Apply for financing or open an account
• Give us your income information or use your debit card
• Give us your contact information
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing?
• Sharing for affiliates’ everyday business purposes –information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
• Our affiliates include financial companies, such as Glow Financial Services Limited, and nonfinancial companies, such as GFS Technologies Limited.
Nonaffiliates
• Glow Financial Services does not share with nonaffiliates so they can market to you.
Joint marketing
• Glow Financial Services doesn’t jointly market.
Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov.