State Privacy Notice at Collection
This Privacy Policy was last updated on February 4, 2025
This State Privacy Notice at Collection (“Notice”) explains how Glow Financial Services Inc. and its affiliates (the “Company”, “Glow”, “we”, “us” or “our”) collects, uses, discloses, sells, shares, and retains personal information, and it provides information about Glow’s privacy practices as required by the laws of California and certain other US states.
US state privacy laws do not apply to certain information collected in relation to financial services, such as information subject to the Gramm-Leach-Bliley Act, the Fair Credit Reporting Act, and other state or federal privacy laws. If you request or obtain financial products or services from or through us for personal, family, or household purposes, please refer to the financial privacy notice for more information about how we collect, share, and protect your personal information. This Notice does not apply to information we collect in the context of your interaction with us as a job applicant, employee, contractor, or other role within Glow.
Under California privacy law, we do not sell or share your personal information, including any sensitive personal information. We also do not sell or share and have no actual knowledge that we have sold or shared any personal information of anyone under 16 years of age.
For more information about each category of personal information, including retention practices, please see the following sections of the Privacy Policy:
Categories of Personal Information Collected
Purpose of Collection and Use
Categories of Third Parties to Whom Glow Discloses This Personal Information for Business Purposes
Contact Information and Identifiers
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Provide customer service and support
- Verify your identity or authorization
- Give you notices about your account
- Prevent fraud and protect against fraudulent activities
- Comply with legal requirements
- Manage and improve the delivery, performance, and security of our services
- Notify you about changes to our Website, products, or services
- Enforce compliance with any agreements
- Glow affiliates
- Service providers and consultants
- Credit reporting and debt collection agencies
- Fraud prevention agencies or providers
- Companies that provide identity verification
services - Payment card providers and networks
- Intelligence scanners
- Legal authorities, or as directed by a legal requirement
- Merchants who partner with Glow to provide financial services
Personal information categories listed in the California Customer Records statute (Cal.Civ. Code § 1798.80(e))
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Provide customer service and support
- Verify your identity or authorization
- Give you notices about your account
- Prevent fraud and protect against fraudulent activities
- Comply with legal requirements
- Manage and improve the delivery, performance, and security of our services
- Notify you about changes to our Website, products, or services
- Enforce compliance with any agreements
- Glow affiliates
- Service providers and consultants
- Credit reporting and debt collection agencies
- Fraud prevention agencies or providers
- Companies that provide identity verification
services - Payment card providers and networks
- Intelligence scanners
- Legal authorities, or as directed by a legal requirement
- Merchants who partner with Glow to provide financial services
Protected classification characteristics under California or federal law
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Comply with legal requirements
- Glow affiliates
- Service providers and consultants
- Credit reporting and debt collection agencies
- Fraud prevention agencies or providers
- Companies that provide identity verification
services - Legal authorities, or as directed by a legal requirement
- Merchants who partner with Glow to provide financial services
Commercial information
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Provide customer service and support
- Give you notices about your account
- Prevent fraud and protect against fraudulent activities
- Comply with legal requirements
- Enforce compliance with any agreements
- Glow affiliates
- Service providers and consultants
- Legal authorities, or as directed by a legal requirement
- Merchants who partner with Glow to provide financial services
Biometric information
- Provide information, products, or the financial services that you have requested
- Provide customer service and support
- Verify your identity or authorization
- Prevent fraud and protect against fraudulent activities
- Comply with legal requirements
- Glow affiliates
- Service providers and consultants
- Companies that provide identity verification services
- Legal authorities, or as directed by a legal
requirement
Internet or other similar network usage activity
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Provide customer service and support
- Manage and improve the delivery, performance, and security of our services
- Present our Website and its contents to you
- Enforce compliance with any agreements
- Glow affiliates
- Service providers and consultants
- Credit reporting and debt collection agencies
- Fraud prevention agencies or providers
- Companies that provide identity verification
services - Payment card providers and networks
- Intelligence scanners
- Legal authorities, or as directed by a legal requirement
- Merchants who partner with Glow to provide financial services
Geolocation data
- Provide information, products, or the financial services that you have requested
- Provide customer service and support
- Verify your identity or authorization
- Prevent fraud and protect against fraudulent activities
- Comply with legal requirements
- Manage and improve the delivery, performance, and security of our services
- Present our Website and its contents to you
- Glow affiliates
- Service providers and consultants
- Fraud prevention agencies or providers
- Companies that provide identity verification services
- Legal authorities, or as directed by a legal
requirement
Sensory data
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Provide customer service and support
- Manage and improve the delivery, performance, and security of our services
- Glow affiliates
- Service providers and consultants
Professional or employment-related information
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Glow affiliates
- Service providers and consultants
Sensitive personal information
- Provide information, products, or the financial services that you have requested
- Fulfill obligations to merchants who partner with us to provide financial services to you
- Provide customer service and support
- Verify your identity or authorization
- Prevent fraud and protect against fraudulent activities
- Comply with legal requirements
- Enforce compliance with any agreements
- Glow affiliates
- Service providers and consultants
- Credit reporting and debt collection agencies
- Fraud prevention agencies or providers
- Companies that provide identity verification
services - Payment card providers and networks
- Intelligence scanners
- Legal authorities, or as directed by a legal requirement